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Employers
As benefit expenses
continue to rise, employers are shifting more
costs to employees and implementing benefit
design changes to reduce expenditures. Today’s
employee retention strategies require innovative
benefit offerings, while simultaneously
maintaining low costs. We will assist you in
customizing a voluntary benefit platform that
will seamlessly integrate with your current
benefit philosophy. Your employees will have
access to relevant insurance products, many of
which have discounted rates.
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CALL US TOLL FREE
1-877-340-4898 |
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Please click on "-" to learn more from each section, and "+" to hide.
COLLAPSE ALL EXPAND ALL
This program allows
your employees to secure auto, home, and
renters insurance at discounted rates
not available to the general public.
These are products that most of your
employees are required to have either by
law or to satisfy loan requirements on
their home. Other personal insurance
products are available and include
coverage for: seasonal or secondary
homes, flood, rental dwellings, umbrella
liability, valuable articles and
recreational vehicles. |
Thanks to
advancements in modern medicine, chances
of recovery from a critical illness such
as a heart attack, cancer, or stroke
have greatly improved. Although medical
plans provide coverage for health care
expenses arising from those accidents,
there are many expenses that remain
uncovered. Critical illness insurance
provides a lump sum benefit that can
help preserve the financial condition of
an employee if they experience a covered
condition. |
Studies confirm the strong
connection between oral health and an
individual's overall health. Various
dental plans are available that include
coverage for preventative, basic, and
major services. Individual and family
plans are available. |
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Short Term Disability (STD) is designed
to replace a portion of income if an
employee becomes disabled due to a
covered accident or illness and is
unable to work. STD can supplement a
modest State Statutory Disability
benefit and can also provide coverage
for the period of time between when an
accident or illness occurs and when a
long term disability policy starts to
pay a benefit. Typical STD policies
cover periods from 12 to 52 weeks.
Long Term Disability (LTD) provides
coverage if an employee is unable to
work due to a covered accident or
illness. The policy pays a benefit equal
to a portion of wages when the employee
cannot work because of a long-term
disabling illness or accidental injuries
that happen on or off the job. LTD
assists an employee in satisfying their
daily financial obligations until they
are able to return to work.
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A group legal plan is designed to
provide affordable legal services to
your employees. Coverage is purchased on
an annual term and employees are charged
a flat fee. Employees have access to
their choice of over 10,000 attorneys
nationwide that will consult them on a
variety of issues ranging from traffic
defense to debt collection. |
Life Insurance serves as a
foundation for any financial plan
whether employees are single or have
a family. They can provide security
to their family's financial future
by purchasing life insurance. Rates
are based on an employee's age and
health when coverage begins. The policy
provides coverage anywhere in the world
and covers all causes of death ranging
from illness to accident. |
Long Term Care (LTC) Insurance is
designed to cover the cost of long-term
health care for employees who have a
condition that prevents them from
functioning on their own. LTC is
considered an important part of a
retirement plan because it transfers
an employee's financial risk to an insurance
company. Employees can have access to
the health care they need without
experiencing major depletion of
financial assets. |
Pet Insurance is a product that
offers pet owners the opportunity to
manage the unknown financial risk
associated with their pet's future
healthcare costs. Pet Insurance offers
peace of mind that goes with the
knowledge that an employee can afford to
provide their pet with the best
veterinary care available at all times. |
Vision
Insurance allows employees to
receive the necessary eye care they need
at very reasonable costs. Eye care not
only focuses on the eyes but also
overall wellness and can detect signs of
serious health conditions like glaucoma,
hypertension, diabetic eye disease, high
blood pressure, and high cholesterol. |
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Copyright 2010. Premier Group Benefits, LLC |
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